PROCESS
How It Works
Your path to financial clarity in four simple steps.
Connect
Securely link your bank accounts, demat accounts and credit cards via the RBI Account Aggregator framework.
It takes less than 2 minutes to link your accounts. Access is strictly read-only — we can see your data, never touch your money.
Analyse
Our AI engine categorises your spending and maps your complete net worth instantly.
Get a clear picture of recurring expenses, investment performance and where your money actually goes each month.
Optimise
Follow personalised recommendations to grow your savings and hit your life goals faster.
Receive alerts for tax-loss harvesting, Section 80C headroom, SIP optimisation and debt-reduction strategies.
Automate
Set rules once and let Money Co-Pilot keep watch — monitoring your portfolio and flagging opportunities.
Budgets update themselves, alerts arrive before deadlines, and your net worth stays current without lifting a finger.
Read-only by design
Money Co-Pilot can never move, invest or withdraw your money. Every connection runs through the RBI-regulated Account Aggregator framework — you choose what to share, for how long, and can revoke access anytime.
Learn more about security →See it with your own money
Join the early-access waitlist and get your full net-worth view in under 5 minutes when we launch.
Join the Early-Access Waitlist